Join today for access to low rates, lots of products, and exceptional service!

When you open a savings account at METRO, with as little as $10, you become a member-OWNER.  We understand different member needs and expectations and we strive to exceed them.  This includes consistently delivering services in a professional and caring manner, worthy of our member-OWNERS.

Once a member, you have access to ALL of METRO’s products and services! 

This includes:

• Lifetime membership (once a member, always a member!)
• Membership for your immediate family
• Low loan rates
• Competitive dividend rates on savings products
• 24/7 online and mobile account access
• Checking, Savings, and Club accounts
• IRA, ROTH IRA and Share Certificates
• CO-OP Shared Branching
• Send or request money with Zelle (available with Online Bill Pay)
• and MUCH MORE!

Here’s how to join….

What do I need to open an account?

All you need is your ID!  We will also have you sign a Membership Account Application.  In compliance with the USA Patriot Act, METRO has established a member verification procedure.  In order to safeguard your accounts, we will ask that you provide us with a photo ID and signature which will be stored with your account information.

Who can join?

METRO is a community credit union serving portions of Cook, DuPage, Lake and McHenry Counties.  You are also eligible to join us if the following applies to you:

• You are employed by one of our Sponsoring Employer Groups
• You live in the boundaries of our community charter
• You are an immediate family or household member of an existing METRO Federal Credit Union Member,
• You work within the boundaries of our community charter
• You volunteer within the boundaries of our community charter
• You worship or attend school within the boundaries of our community charter
• You have a business within the community charter and/or regularly conduct business in the local community

A few reasons to choose a credit union…

Just in case you’re not convinced yet.

We’re Not-for-profit! Credit unions do not issue stock or pay dividends to outside stockholders. Earnings are returned to METRO members	Ownership Each credit union Member has ownership. Every customer is both a member and an owner.	Social Purpose: People helping people!Credit unions exist to help people, not make a profit!
Special Offers & DiscountsTake advantage of member-exclusive offers and discounts that save you money on park tickets, insurance, car buying and more!	Great Products & Great RatesHave access to member benefits that include quarterly loan specials, free services, and competitive rates.	Low Fees & ChargesOne of the benefits of being a not-for-profit organization is that we get to keep our fees and charges low!

Just a reminder…

New Account Membership can be completed with an application in the lobby, through the drive-thru, email, fax, or by DocuSign. You may contact us at 847-670-0456, ext. 1, to make an appointment to secure your time slot with one of our staff.

New Loan Applications can be completed by applying online, completing an application in the lobby, through the drive-thru, email, fax, or by DocuSign.

If you have any questions in regards to a new account or new loan, please give the office a call Monday & Tuesday 8-5pm, Wednesday 9-5pm Thursday & Friday 8-5pm, or Saturday 8-1pm at 847-670-0456 to speak to one of our friendly employees.

As a reminder, Your Money Is Safe and Insured by the NCUA.  Your deposits are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).

Stay up to date with our COVID-19 response here.