Struggling to hold onto your home? Behind on mortgage payments? Nearing foreclosure?

Governor Pat Quinn has established the Mortgage Relief Project to help you take advantage of new government programs that can help you lower your mortgage payments, avoid foreclosure and keep your home.

Free housing counseling is available. We will also teach you to recognize the tell-tale signs of mortgage fraud. Be sure to bring your latest mortgage documents (bills, statements, notices, etc.), two most recent paystubs, and your state ID or driver's license. For a list of all the documents that you would need to complete a full application for a loan modification, go to www.idfpr.com.

To make an appointment with a counselor or for more Mortgage Relief Project information, call toll-free at 800-532-8785 or visit www.idfpr.com.

Cohosted by:

• State Representative Kay Hatcher
• State Representative Timothy L. Schmitz